Get the freedom to transact anywhere, anytime with Zenith Bank's Virtual Card – your smart choice for online payments.

The Zenith Bank Virtual Card – Your Next Card


The Zenith Bank Virtual Card is an innovative financial product that provides an easy, convenient and secure way of making transactions. Whether you’re shopping online or in-store, this card provides a worry-free payment experience.


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Learn all the benefits:

Available in Naira and Dollar denominations
Worldwide acceptance
Up to 45 days interest-free for POS transactions
Zero lost card liability

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Here are some key benefits of using the Zenith Bank Virtual Card:

  1. Increased Security: With a virtual card, you don’t have to carry a physical card around, reducing the risk of theft or loss. The virtual card can only be used once and the transaction amount is automatically deducted from your account, minimizing the risk of fraud.
  2. Easy to use: The Zenith Bank Virtual Card can be used anywhere MasterCard is accepted, making it simple and easy to use. Simply add the card to your mobile wallet and use it for online transactions.
  3. Cost-effective: There is no annual fee for the Zenith Bank Virtual Card, making it a cost-effective option for frequent online shoppers. Additionally, there are no foreign transaction fees, so you can shop internationally without worrying about additional fees.
  4. Accessible: The Zenith Bank Virtual Card is accessible to anyone with a Zenith Bank account, regardless of location or account type. You can manage your virtual card on the go using the Zenith Bank mobile app.
  5. Flexibility: The Zenith Bank Virtual Card can be used to make purchases anywhere MasterCard is accepted, and you can choose the currency you wish to transact in. This makes it a great option for international travel or online shopping.
  6. Convenience: The Zenith Bank Virtual Card eliminates the need to share sensitive information, such as your bank account number, with merchants. You can also use it for recurring transactions, such as subscriptions or bill payments, making it a convenient and hassle-free way to manage your finances.

The Zenith Bank Virtual

Stay in control of your finances with Zenith Prepaid Credit Cards.

The Zenith Bank Virtual Card is an excellent option for those who value security, convenience and flexibility when making transactions. With its innovative features and benefits, it provides a hassle-free payment experience that you can depend on.

More about the card

The Zenith Bank Virtual Card offers many benefits and features that make it a unique and convenient option for those looking to manage their finances. In addition to its convenient online access and usage, the card also offers a high level of security, making it a safe and reliable choice for making purchases and transactions online.

Furthermore, the card offers a wide range of benefits and rewards, including discounts and special offers on a variety of products and services. With its flexibility and ease of use, the Zenith Bank Virtual Card is a great choice for those who want to manage their finances from the comfort of their own home or on the go.

Whether you’re looking to make purchases online, pay bills, or transfer funds, the Zenith Bank Virtual Card is a reliable and convenient solution for your financial needs.

First Bank Naira Credit Card

Apply online, through the bank's app, or by calling the bank directly for fast and hassle-free access to your credit card.

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