Terms of Use

Welcome to nerdbrx.com, a website (“Site”) operated by PANDALABS INC, a limited liability company registered in Canada with the number 75759 5707RC0001 and headquartered at 75 Dufflaw Road, Unit 204 – Toronto, ON M6A 2W4.

Nerd BRX is a website specialized in creating content related to financial education, including topics such as budgeting, types of investments, among others, offered by national and international financial institutions.

By using this Site, you agree to the General Terms and Conditions of Use described in this document.

IMPORTANT INFORMATION

Nerd BRX does NOT INTERFERE in any process that involves the analysis and/or approval of credit for our clients or partners, so the final decision to make a business transaction, grant credit or offer is always theirs, in accordance with their own credit and risk criteria and policies.

Nerd BRX DOES NOT SEND OR SOLICIT, under any circumstance, money for the release of any type of financial product, whether it be credit cards, financing or loans. If this happens, please inform us immediately using the contact information provided in this document.

Nerd BRX does not send emails to Users requesting confirmation of data or registration with executable attachments (for example: .exe, .com, .scr, .zip, .rar extensions) or links to perform downloads. If this happens, please inform us immediately using the contact information provided in this document.

Nerd BRX DOES NOT OFFER any type of financial, legal, or accounting consulting or advisory services. The information available on the Site has a purely informational function and must be used by the user at their own responsibility. Such information should not be interpreted as investment advice, financial planning, legal or accounting advice.

Nerd BRX cannot guarantee the total accuracy, quality, and completeness of the information contained in its articles and is not responsible for the decisions made by the user based on the articles and information on the Site. We also cannot guarantee that the information contained on the Site applies equally to the individual realities of each User. The User declares that they are responsible and aware that they must verify the information presented on the Site whenever they intend to use it for any application.

ACCEPTANCE

The User, by accessing Nerd BRX, AGREES to respect the General Terms and Conditions of Use and the Privacy Policy of Nerd BRX.

By accessing and/or using Nerd BRX, the User declares that they are at least 18 (eighteen) years old and fully and expressly accept the terms and conditions of these Terms and Conditions of Use for all legal purposes.

If the User does not fit the above description and/or does not agree, even in part, with the terms and conditions contained in these Terms and Conditions of Use, they will not be able to access and/or use the services offered by Nerd BRX, as well as the websites and services operated by it.

CONTACT

The User has access to this service to answer all their questions, solve any problems, and submit complaints or other information about products/services available on Nerd BRX.

Contact can be made through the form at https://nerdbrx.com/contact/.

PARTIES RESPONSIBILITIES

Nerd BRX provides links and/or redirects the User to other websites, where the User can contract services and/or acquire products from respective companies, without any interference from Nerd BRX.

If the User is redirected to the page of the advertised company’s website, the User must carefully read and expressly accept the terms and conditions of use and privacy policy of the advertised company.

Nerd BRX is not responsible for: (a) the terms of use and privacy policy of the advertised companies; (b) the information of the advertised services and/or products; (c) the services and/or products that may be offered and/or contracted with the advertised companies.

Nerd BRX is not responsible for any virus, malware, spyware, Trojan or any software that may damage or change the configuration of Users’ equipment as a result of browsing or using the Internet or as a result of data transfer, text, images, files or audios. It is the User’s responsibility to use the Internet carefully to prevent such malicious software from infecting their computer, such as keeping their computer’s operating system up-to-date and using antivirus programs.

Nerd BRX is not responsible for losses and damages arising from irregular use of the Nerd BRX website and/or fortuitous events and/or force majeure.

Without prejudice to the other provisions of these Terms of Use, the User is obliged to:

(a) Not violate any third-party rights when using Nerd BRX;

(b) Not use Nerd BRX for the purpose of monitoring or harassing third parties;

(c) Not engage in fraudulent, illegal, dishonest, or inappropriate activities while using the Nerd BRX website; and

(d) Respect the conditions established in these General Terms of Use and in the Privacy Policy, as well as the current Spanish legislation;

DATA AND PRIVACY

The use of the nerdbrx.com website may result in the transfer of the user’s personal data to Nerd BRX. By using our website, you declare that you are aware of our Privacy Policy, accessible at https://nerdbrx.com/privacy/, as well as current legislation.

CONTENT AND INTELLECTUAL PROPERTY

Nerd BRX has the intellectual property rights of all material on the nerdbrx.com website. The User may not reproduce, duplicate, copy, sell, rent, sublet, translate, or distribute materials and content from the website, nor create derivatives of the content to compose other websites or educational, training, or reference materials.

The User may not use iFrames to include the content of this Site elsewhere. However, Nerd BRX allows and encourages the sharing of links to the content of the Site.

The User’s use of the Site and the information contained therein is restricted for personal and non-commercial purposes.

WEBSITE AND SERVICES

We cannot guarantee that access to the Site, or its use, will be uninterrupted or error-free, and Nerd BRX will not be responsible if any section of the Site is unavailable.

The Site, its content, and functions may be modified or discontinued at any time by Nerd BRX, without justification or prior notice.

Nerd BRX is not responsible if the User’s system, equipment, or Internet connection is insufficient for the use of the Site.

ADVERTISING ON THE SITE Although we seek to partner only with high-quality companies, Nerd BRX is not responsible for the products and services provided by the companies that advertise on our Site or that we recommend through our content. Therefore, Nerd BRX is not involved, nor responsible, for any commercial commitment, exchange of personal data, or any other form of interaction between the User and the companies whose brand appears on our Site, whether in advertising or mentioned in our content.

MODIFICATION OF TERMS AND CONDITIONS

Nerd BRX General Terms and Conditions of Use may be modified, supplemented, or replaced at any time. When we do so, the updated version will be available.